Off to School

October 7, 2016
/   Insights

With the right technologies, community banks and other smaller players can compete more aggressively for the student loan market

The Container Factor

December 29, 2015
/   Voices

New technology to ease application shipment could make a big difference for many financial service institutions

Foolhardy Predictions for 2016

December 28, 2015

If history is any guide, it’s foolish to make predictions about the banking industry. There are too many external...

Banking with Non-Banks

December 18, 2015
/   Voices

Walmart Pay could be another step in companies outside financial services getting in on the action

Fast Facts: Student Loans

January 22, 2013
/   Insights

The Financial Services Roundtable recently released another iteration of its Fast Facts, reliable, bullet-point research about issues facing the financial services...

What We’re Reading

May 5, 2011
/   Spotlight

Below are interesting stories the staff has been reading over the past week. What have you been reading? Let...

Below are interesting stories the staff has been reading over the past week. What have you been reading? Let us know in the comments section below or Tweet @bankingdotcom.

  • If Economists Wrote Christmas Cards

The Atlantic

Cash is the most efficient gift, according to economists. Cash is also a terrible gift, according to economists. By guaranteeing that the recipient can buy exactly what she wants, you guarantee that the recipient will consider you an unemotional robot. That’s why the vast majority of economists in the University of Chicago’s IGM poll said it’s absurd to give cash to loved ones for the holidays. “In some cases,” Steven Kaplan said, in a stirring defense for thoughtful gifts, “non-pecuniary [not cash-related] values are important.”

Read more 

  • 2014 Top 10 Retail Banking Trends and Predictions

Bank Marketing Strategy

This year’s list run the gamut from a continuation of past trends to the introduction of new trends in delivery, payments, competition, operations, customer experience and marketing. Prioritization of response to these trends will differ for each bank, credit union and industry provider, but none of these trends can be ignored.

Read more 

  • Is 2014 the Year of Mobile Banking?

Bank Systems and Technology

Here are the top three predictions on what to expect in mobile banking 2014. Mobile Deposit Will Move Beyond the Consumer to Commercial. Photo Bill Pay Adoption Wiill Be Steeper and Faster than Mobile Deposit. Mobile Banking Adoption Will Catch Up to Smart Phone Adoption.   It is looking like 2014 will be the year that the human element of mobile banking finally catches up with the technology.

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  • 4 New Year’s Resolutions for Your Bank Accounts

FOX Business

Here are four things you should do in the new year to get your banking situation into better shape: 1. Optimize your checking/saving balance. 2. Move deposits longer — with caution.  3. Consider a shorter-term mortgage.  4. Re-prioritize your banking needs

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  •  IRS Reveals How Long 2014 Tax Filing Season Will Be Delayed

My Bank Tracker

A couple of months ago My Bank Tracker informed us that the government shutdown would delay the 2014 tax season, and that the actual length of the delay would be announced at a later date. The IRS announced yesterday that processing for the 2014 tax-filing season would be delayed until Jan. 31.

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  • 3 ways banks will try to win you back in 2014

Yahoo! Finance

Here are just a few ways banking will get a lot sweeter in 2014: 1. They’re bringing the bank teller to you: Bank of America (BAC) raised eyebrows when it rolled out 150 teller-assisted ATM machines earlier this year, and we can expect to see more banks follow suit. Expect perks on perks on perks: Consumers, no matter the size of their checking accounts, can expect more “star” treatment from banks in 2014.  Banks will take on the classroom: In 2014, you can bet big banks will continue their uphill battle to redeem themselves by focusing on consumer education.

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Compelling voices and contributed content from around the web

James W. Gabberty

Gabberty is a professor of information systems at Pace University in New York City. An alumnus of the Massachusetts Institute of Technology and New York University Polytechnic Institute, he has served as an expert witness in telecommunication and information security at the federal and state levels and holds numerous certifications from SANS & ISACA.

Zachary Ehrlich

25-year-old writer, and as a native San Franciscan, I am unreasonably loyal to Bank of America, if only for their superhero-like origin story, involving the 1906 earthquake and Italian fruit vendors.

Brad Strothkamp

Marisa Mann

Marisa Mann brings over 15 years of experience in consulting and financial services industries to the Solstice team, working on large scale enterprise initiatives across many technologies, including specializing in the digital space – Internet and mobile. Mann is passionate about mobile and the endless possibilities for the enterprise, delivering business value through strong brand recognition and driving to excellence in the consumer experience. Prior to Solstice, Mann worked at JP Morgan Chase, Diamond Management and Technology Consultants, Washington Mutual, Inc, and Accenture.

Neill Harris

Neill Harris is product marketing director for ATM solutions at NCR. He travels extensively to many of the world's leading banks and financial institutions, articulating how self-service technology and innovation can inform and support strategies and solve challenges.